I think if you want to be a qclass or qrace you shouldn't have a PK shield. If you think you're ready to play one or the other you're obviously not moderate anymore.
You callin' me a moderate, son? 
I've had an extreme decrease in time and quite honestly I'm happy doing what I'm doing now. I'm successful thus far in college and on my way to a career that makes me fulfilled as a person. I enjoy spending time with my family with the occasional ten minutes a day checking the forums.
However, I also consider FL an extension of my family. Like everyone else, I want to continue for this family to grow. I don't want to see vets going away. We all have something to contribute. We don't HAVE to open up qrace/classes. But there are some of us who still have goals we set for ourselves. I've never had a vamp or a demon or a psi as an example. I know I'll never make E or L in a cabal. It's rightly so that you would have to put in good time for those.
So, before we toss away the idea of opening some of the qrace/classes away for the moderates, at least consider that eventually we're all going to reach a time and place where our playing times will decrease. We all still want to be competitive. We all want to attain our goals. Don't shut us out because we don't want to be full-looted. It's not like we can turn around and full loot anyone.