Jump to content

I found this frusterating at first...


Balgashang

Recommended Posts

Then just decided to run with it. By the way, my name is not robert.

Hi and welcome to Capital One live chat! One of our specialist will be right with you.

You are now chatting with Roger.

Roger: Thank you for visiting Capital One’s website. My name is Roger, what questions can I answer for you about our online credit card offers?

you: how much of a deposit do i need to get the maxium credit line?

Roger: I’ll be more than happy to help you with that and thank you for considering Capital One.. Who do I have the pleasure of chatting with today?

you: robert

Roger: Thank you.

you: it says minium security deposit 49, 99, or 200 dollars, and t credit line is 200-3000

Roger: If approved you will be required to submit a $49, $99 or $200 deposit and your credit limit will be $200.

you: so how does the credit line increasE?

Roger: I will tell you now.

Roger: You do have the option to increase your credit limit up to $3000 by increasing the amount of your deposit.

Roger: For example, if you are approved for the $99 deposit Secured Card here is how it works.

Roger: $99 deposit = $200 credit limit.

Roger: $599 deposit = $700 credit limit.

Roger: $1099 deposit = $1200 credit limit.

Roger: $2899 deposit = $3000 credit limit.

Roger: If you do not have any other questions for me, I can send you the link to apply for the "Secured Credit Card", and I can stay on the chat to provide assistance.

you: that doesn't seem very beneficial, the scale, would be better to get 15 cards with a 99 deposit

Roger: The minimum deposit is either $49, $99 or $200 and your credit limit will be $200.

you: i understand that, i'm just saying, I don't see how giving a deposit that is almost equal to the available credit line is benefical

you: at all

you: considering its a 22.9 percent interest rate

you: and i'd be out nearly the maxium balance of the card

you: which sort of defeats the purpose of getting a line of credit

you: i'm trying to change careers, and go to cdl school

Roger: Your minimum deposit amount will be determined based on your credit history and application information.

you: the only thing that would be beneficial to me, since i lack the total funds for school, is if i can get 15 cards with the minimum deposit, is that an option?

you: i think thats the third time you said that, roger.

you: is this a computer program, or an actual person?

Roger: The security deposit that you make will be refunded to you once you close the account.

you: haha sorry for wasting your time, you're great at not answering the questions asked, by the way, and regurgatating information. You should run for political office

Roger: Is there anything else I can help you with today?

you: can i get 15 seperate cards with a 200 line of credit?

you: yes or no would be great

Roger: Yes, you can apply for more than 1 credit card with us, however we consider many factors, including information from your application and credit bureau reports for approval

you: thank you very much

Roger: Is there anything else I can help you with today?

you: no ma'am

Roger: Shall I send you the link to apply online.

Roger: *?

you: i have it here on the webpage, thanks

Link to comment
Share on other sites

Archived

This topic is now archived and is closed to further replies.

×
×
  • Create New...