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New Job woohoo! Long post, im just so happy


Zrothum

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D'oh!

So, Im looking at buying a 2004 Ford Focus SVT as well, just got back from the dealership. Getting rid of my Prelude and putting a 48month lien on this 2004 car with 40K miles. Anyone own a Ford Focus? Complaints, criticisms?

About to leave in a minute to go to the Clayton Homes place here in town and see what kinda money I'm looking at there.

Basically -

500 a month for the car.

280 a month to insure the car.

100 a month on my personal loan will pay it off this december.

Start paying 200 a month on my credit cards (minimum payments equal only 70)

Factor 100 a month for my phone.

We'll see 400 a month for my portion of mortgage and lot rent.

Give or take 200 a month on personal expense.

1680 going out (will be reduced to 1380 in 2007), 2700 coming in with the possibility of 3000 coming in by early as Halloween

WTF bro? With something this spacious you don't need a trailer!

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the craziest party i've ever been to was in a trailer. Alright' date=' so it was a double decker trailer but they had to kick everyone out because it started swaying. nothing wrong with trailers.[/quote']

Course it was the best party. Red Necks always throw the best parties because they have nothing of worth to break. All their house decorations were picked up at the 'dump'.

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Sleeping on it and talking it over with a few adults I hang out with frequently, I've kind of scratched the whole trailer idea. A house is such a better investment and with the kind of money I'll have, a starter home will be exactly what I need. To top it off, Yaesiln's grandmother pretty much said HELL NO when I tried to discuss the option of her selling me this piece of land lol

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If that's what you are paying' date=' double check what coverages you have. Also man, it can be there every month except one and it will always be that one month you need it the most. Never, EVER depend on money that isn't guaranteed, and bonus's are never guaranteed. Just my advice from living on my own.[/quote']

I completely understand that, which is why I looked at it like "If I made ZERO bonus and ZERO commission, would I still be able afford my bills? Yes? Good to go."

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I completely understand that' date=' which is why I looked at it like "If I made ZERO bonus and ZERO commission, would I still be able afford my bills? Yes? Good to go."[/quote']

If that's the case bro, best wishes, and don't cry when you go for broke, cause you broke something and can't work. :-D

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Well down here mustangs are where it's at as far as perfomance shops and whatnot. Stench has a pretty quick 90 couple running on the gas in the high 8s. He's switching from fuel injection to carb soon though, so if I buy this 95 gt, im gonna buy all his perfomance fuel injection stuff and perhaps the two nitrous guns

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Only thing i would say it before you make loads of plans on finance/spending budget get a couple of months of the job under your belt that way if it goes tits up your not in more **** than you started with. When your working happy then by all means look at ways to reward yourself for, hell thats the whole point of working aint it :D

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I think I mentioned it before, everything aside from the car, I'm not even thinking about starting the paperwork on before January 1st. Is gonna be a hassle trying to find a house in the right location here in this town anyway lol

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Im gonna try to buy a new modular home, or a new double-wide, (something around 80K should fit into what I have budgeted)

I know you likely don't care, but just some advice, double wides/modular homes are hard as hell to get financed, or re-financed, most banks don't want to touch them, simply because they don't appreciate well, if anything, once you get that double wide for 80gs, a year later its likely gonna drop to like 70-75k. You'll likely be able to sell it to someone in the future, but not for what you're paying for it. Go with buying yourself a home. if you've got a decent credit score, say in the six hundreds, it'd be easy to get a decent interest rate on a home loan. Btw, check into sheriff's sales for houses, I know when I was living in MS there was a home in the town I was staying in, like 3000sq feet, needed prolly 5-10G's worth of work, but it was being sold for like 16Gs, just the lady's owed taxes. Just saying trailers/modular homes are bad business, in general.

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Well it's Monday now and I haven't even worked yet. They are waiting on their District Manager to approve me. I was supposed to start last Thursday, but the guy has been on vacation or some crap like that. More FL time for me, I guess....but meh, I'm ready to get that phat c4$h

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