There has been pleny of advice about your specific log - whether you take it or not is up to you. Bear in mind some of the people giving advice are quite strong PK'rs and do know what they are talking about.
I'll give you a way to look at the necro class that might help - they are one of the MOST scary classes when they are fully prep'd. Perhaps only a vampires in the depths of the night would come close to the offensive power a necro wields at the height of their power.
Consider:
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High damage afflictive spells - check
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Five (sometimes more) charmies that can hurt you - check
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Nasty mals - check
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Dispel magic - check
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HIGHLY offensive and HIGHLY scary when on the attack
On the other side of that coin is:
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Low base hp (second lowest of all classes) - check
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Takes time to prepare (ie get zombies) - check
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Takes a long time to fully train - check
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One defense: parry - check
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Parry like they are holding a rubber stick (esp illithid) - check
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Most common variant (illithid) has a vulnerablility - check
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Protection can always be used vs class - check
Now, I have experience both playing and beating necro's at lvl 50. I haven't had a pinnacled monk mind you, but I can share some insight on to how I fight them (this is not the ONLY way but it will yield sucess):
Necro's have almost zero melee defense (wait until you get one dirted...), lower hp than an equally eq'd anything but bmage. They do not do well running. In fact - they SUCK at playing an attrition game because they must be on the offense. Pure and simple.
In almost all cases I played a defensive game I lost - and I lost hard. With this in mind when I see a necro and I know we're going to tango I simply:
FORGET ABOUT DEFENSE!!!
That's right - go find you sanctuary, protection, armor, sheild, stoneskin and break out the Holy Sceptre of Necro Beating. Put on every, single offensive thing you can and BRING THE RAIN!!! Sure, it takes having a pair and needing to know sometimes you WILL die. If you're moderate its not exactly the penalty it used to be though. Other times you're going to tear that necro a new one and he's going to be left wondering - WTF just happened.
Finally, once that necro is on the run GET ON HIS CASE!!! Charge, murder whatever - stick the screws to him. If he gets away GO AND KILL HIS ZOMBIES!!! In fact (perhaps not as useful as a monk) make sure you are holding non-rare zombie vuln weapons so when the necro makes like a tree you can rip his zombies to shreds in record time. Then GET SOME REST and hunt him down. You know what zombies he had - start by checking there. Then check the next best zombies. My necro's never had such a hard time as when they got a beating, lost zombies and the guy went and patrolled the four best zombies I could get. If you find the necro fighting a mob for a zombie he's in a LOT of trouble. He'll have to run (because he's going to get his @$$ kicked fighting a mob and you) and the mob will track him. In fact, you can camp the mob and hope he comes back.
Finally, if you don't have these you need to get them (in this order):
Detect invis
Sanctuary
Fly
Protection evil
Armor
Shield
Stoneskin
Flesh armor
Bless/berzerk/frenzy
Detect magic
Haste (good luck, its hard to get but great if you have it)
You watch and see how much less the necro hurts you when you have these. In fact, watch and see how much less ANYONE hurts you with these up. I've played a lot of berserkers - and I generally utilised all of these. For a zerk its a matter of leveling the playing field. For other classes its just one advantage stacked on top of another.
I haven't have a monk over lvl 30 so take this for what its worth: Dragon is nice but I wouldn't bet on the phantom dragon in a vs necro battle. Also, an illithid has no weapons to disarm. Monkey for LOTS of attacks would make sense or crane (if high anat) to lag him. You'll need to test both and see what works for you. I have no idea how to play a defensive anything let alone a monk so you'll have to listen to the other guys on that.
The best thing you can do is log, post (even on prayer ask for advice, PM me or other players) and eliminate your mistakes one at a time. Getting rolled is part of learning how to roll others. Much like everyone wants to get to heaven but nobody wants to die...
L-A