How do monks join clans, with the whole 20000 coin limit?
Monks and clans
you can withdraw 30000 gold and join the clan.
It's all a conspiracy. Monks are too badass for clans.
Just to expand on that a bit, although monks can normally only hold 20,000 gold coins, you can withdraw any number of coins from the bank just like any other class without dropping it.
Dey
huh? why cant monks carry more than 20000?
Having tens of thousands of gold coins in a big heavy pouch resting on their leg restricts movement when they kick.
Dey
But it doesn't bother those halfling thieves when they slink through the shadows (go figure)
A more RP approach, as opposed to Dey's comment, is that a monk doesn't have any use for holding thousands and thousands of coins.
what about a druid? holding 20k used to be a pain in the ***
As an RP and practical approach, why would anyone ever hold 30,000 gold coins. Physically its impossible unless perhaps you are a giant with a wheelbarrow. Second a currency system that would require you to carry thousands of coins just to pay for items is not realistic. This is due to the fact that there is no graduated system of currency. This is most easily demonstrated by splitting things down into copper pieces, silver pieces, gold pieces, etc. Now, make the current gold standard issued at copper worth, make silver at 10/100x copper value, and the new gold at 10/100x silver value.
Now what do you have? A logically viable system where you would have to come up with between 3 gold coins or 300 gold coins depending on the progression of value.
These currency standards could change to fit FL's own personality.
My thought on why monks can't carry that much money:
Prefering to live their life in solitude
rather than among the masses, they rarely
have the need for one gold coin, much less
many gold coins.
Instead, they find the art of meditation
and the expanding of one's mind more
satisfying than having material
possessions.